In a recent survey by the consumer research group Mintel, Americans claimed to be spending less now than in the pre-recession days in 11 of 13 major categories. The two categories where they claim they’re spending more were groceries and household care.
As mentioned in a previous post, I love to grocery shop. Yes, this is weird, but it’s the only kind of shopping I like to do. I don’t do malls. I don’t browse. I get what I need and I get going on my way. This is probably why I like grocery shopping—I already know what I’m going to get before I go. Especially since I started using FitFin. FitFin takes the guesswork out of grocery shopping because my list is consistent each time. I know what I’m buying and, for the most part, what it will cost.
I’m a freak. I love going to the grocery store. While that’s weird in and of itself, what’s also strange is that I hate shopping in general. I can’t stand going to the mall. I’m not a browser who could look at items all afternoon—that would be my wife. I get in, buy what I need, and get out. I’m kind of a grocery shopping machine.
Netflix. Spotify. Hulu. Umano. And the list goes on. All great services that enrich our lives, but how much do we actually use them?
I’m as guilty as the next person. I have several of these accounts that cost “just” $9.99 a month or “only” $14.99, but when I think about how much I actually use them, I have to ask myself if they’re really worth it.
We love our coffee, don’t we? In fact, according to a survey done by Accounting Principals in 2012, the average American spends $1,092 annually on the beverage. That comes out to $2.99 per day, or about the cost of the smallest-sized coffee at you know where.
Yes, I’m aware that it’s already August. The fact that I’m a month behind on this post kind of proves my point that the holidays are rapidly approaching. At any given date during the year, you can hear someone excitedly exclaim, “There are __ shopping days until Christmas!” This is usually followed with a laugh, but have you considered that you might want to pay attention?
I have three kids. They’re expensive. No wait . . . new tires are expensive. Kids are obscene. But don’t get me wrong, I love my kids and I wouldn’t trade them for anything in the world. That said, there’s always something to buy for them: baseball cleats, piano lessons, new clothes, a new toy, Happy Meals, etc. Then when they get older it becomes worse: My nine year-old wants a new iPhone (of course the answer to that was no, but I can see where this is headed).
Has anyone ever asked you this question? Or have you asked it of others? What was their answer? What’s your answer? People typically spend more time planning for a vacation than planning for retirement, but isn’t that was retirement is . . . one big, long vacation? What does your “vacation” look like?
Every year, my wife, kids, and I get in the Family Truckster and cruise down to Arizona to see the in-laws. 826.07 miles and 17 hours in an uber-packed car. We have three kids and small bladders, so that accounts for the extra hours. The time is always packed with the very best in junk food, the latest Disney animated movie, and a little bit of music. What’s been lacking in the past is a budget. That is until FitFin came along.
There are plenty of books and tools on budgeting. I know this because I’ve tried most of them! Many of them are good, don’t get me wrong. The problem, at least for me, is that they either take up a lot of time or I forget to go use them. FitFin is different because it integrates your budget with your shopping list. Whether you already use your phone or a cocktail napkin, think about the last time you created a shopping list. Probably days or hours ago, right? By using FitFin for your list instead of a sticky note, you’re less likely to forget the items you need, and you’re more likel